Terms of Service

Effective date: August 7, 2026

These Terms of Service ("Terms") govern your use of tkktllc.com (the "Site"), operated by TKKT LLC, the marketing office of Terry Kravaris, Senior Loan Officer at Movement Mortgage (NMLS #959719). By using this Site or opting in to our text messaging program, you agree to these Terms.

Use of This Site

This Site provides general information and a way to contact Terry Kravaris's team. Nothing on this Site is a loan offer, a commitment to lend, a rate quote, or a promise of approval. All mortgage applications are subject to underwriting and credit approval through Movement Mortgage.

SMS / Text Messaging Program Terms

Program: When you opt in through the chat widget on this Site, TKKT LLC may send you text messages to respond to your inquiry, answer questions, and schedule appointments, possibly using automated means.
Message frequency: varies based on your conversation.
Cost: Message and data rates may apply according to your mobile carrier plan.
Opt out: Reply STOP at any time to stop receiving messages. You will receive a final confirmation message, and no further messages will be sent.
Help: Reply HELP for assistance, or contact us at the details below.
Consent: Consent to receive text messages is not a condition of any purchase or of obtaining any loan or service.
Carriers: Mobile carriers are not liable for delayed or undelivered messages.

Privacy

Your use of this Site and our messaging program is also governed by our Privacy Policy, which explains what we collect and how we use it — including our commitment that mobile numbers and SMS consent are never sold or shared with third parties or affiliates for marketing purposes.

Intellectual Property

The content on this Site belongs to TKKT LLC or is used with permission. You may not copy, reproduce, or distribute it without written consent.

Disclaimer & Limitation of Liability

This Site is provided "as is" without warranties of any kind. To the fullest extent permitted by law, TKKT LLC is not liable for any damages arising from your use of this Site.

Changes to These Terms

We may update these Terms from time to time. The effective date above reflects the latest revision. Continued use of the Site after changes means you accept the updated Terms.

Contact Us

TKKT LLC
230 Sugartown Rd, Suite 205, Wayne, PA 19087
Email: terry.kravaris@movement.com
Phone: (718) 288-8454